Good morning,The dilemma that we are facing today is a money issue. It is not that we come from old money, blood money, or have an exorbitant amount of money stashed away for the cheap frills in life. That is why certain things need to change. If we are going to be able to save money and get the things in life we really want.... the challenge must be issued.Background:Typical Cab to work: $20 with tip to the cabbie$20 a day x 5 days a week = 100/week on trips in a cab to work$100 a week x 4 weeks a month = $400/month (based on a 4 week month)$400/month x 12 months a year = 4800/year for cabs just going to work!Typical Transit scenario $20 for 8 tokens10 tokens a week$25 x 4 weeks a month = $100 for a months tokens$100 x 12 months - 1200 a year on tokens for the full year1200 x 2 = 2400...